Education, Articles and Videos
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
IRS Raises 2023 Tax Brackets due to Inflation
The Internal Revenue Service (IRS) controls the adjustments of tax brackets and standard deductions, and annually makes tax code adjustments based on the cost of...
Macro Economic Overview November 2022
The Fed continued on its steepest rate increase since the early 1980s. Political pushback against the Federal Reserve has been building as criticism surrounding the...
Stocks Endure Difficult Third Quarter
Equities across the board were down in the quarter ending September 30th, as the market continues to react to global turmoil and the Fed’s aggressive...
Unemployment Claims On The Rise
Unemployment claims reached their highest level since late November 2021, and have steadily increased throughout the year. As of the week ending on August 6th,...
The Fed’s Continuous Increase Of The Fed Funds Rate
The Fed Funds Rate, which is controlled by the Federal Reserve Board (also known as the Fed), is the interest rate at which banks charge...
Retirees Make Up an Increasing Part of the Population
Since the early 2010s, the share of the U.S. population made up of retirees has been growing at a fairly constant rate, yet saw a...
Housing Affordability Series 1 of 2: Rising Mortgage Rates Deter New Buyers
The 30-year conforming mortgage rate has a profound effect on the prices of homes and the rate at which interest is collected on mortgages. This...
Short-Term Bond Rate Remain Higher Than Long-Term Bond Rates
Rising rates are being compounded by the Fed’s suspension of buying U.S. Treasuries and mortgage bonds on the one market. Along with the Fed’s current...
Euro and Pound Plummeting in Value to the Dollar
The European economy is currently experiencing turbulence due to the Ukrainian conflict and Russian supply cuts. On the other hand, high-interest rates have increased the...
Macro Economic Overview
Financial markets were distraught during the third quarter as rising rates, inflation, and slowing economic activity hindered major equity indexes. Dramatic tax cuts implemented in...