Education, Articles and Videos
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
Macro Economic Overview / April 2023
The failure of two regional banks unsettled equity and fixed-income markets globally in March. Financial contagion risks were at the forefront of the financial markets...
April 2023 / Market Indexes
(all values as of 03.31.2023) Stock Indexes: Dow Jones 33,274 S&P 500 4,109 Nasdaq 12,221 Bond Sector Yields: 2 Yr Treasury 4.06% 10 Yr Treasury...
U.S. Equities Remain Cautious in February – Equity Overview
Domestic equities continued to react to higher overall costs while also projecting lower earnings growth heading into the rest of 2023. Nearly all sectors of...
Why Some Taxpayers Might See Smaller Tax Refunds This Year – Tax Planning
Some taxpayers will likely receive a significantly smaller refund compared with the previous tax year. Changes include amounts for the Child Tax Credit (CTC), the Earned Income Tax...
Rising Car Payments Become Less Affordable for Many – Automotive Industry
Since the pandemic ushered in a widespread global shortage of semiconductor chips that are vital to new vehicles, car prices have risen to historic highs....
REAL ID Deadline Postponed Until 2025 – Travel & Regulations
The Department of Homeland Security has announced that it will extend the REAL ID full enforcement date back 2 years from the original date of...
Rates Rise in February – Fixed Income Overview
Rates rose across all bond maturities, also known as the yield curve, which has remained inverted in recent months due to the Fed’s monetary policy....
Loan Delinquencies On The Rise – Consumer Credit
Following the 2008 financial crisis, consumers began defaulting on loans across the board. Since then, loan delinquencies have fallen steadily, with some dropping lower than...
Higher Mortgage Rates Keep Homebuyers from Buying – Housing Market
With interest rates breaching higher levels, mortgages are becoming less affordable for millions of Americans. As a result, demand for new mortgages continues to reach...
Eggs Continue To Get More Expensive – Food Sector Review
Amidst high food inflation throughout 2022, eggs have emerged as particularly costly goods at the grocery store in recent months. Egg consumption has been rising...